10 Holiday Planning Tips (On A Budget)

All this holiday talk already! I’m super excited about the holidays this year – I’ll be traveling back home to Chicago for Thanksgiving and my family is visiting Austin from Chicago and New York for Christmas. I can’t wait to start decorating and baking and it’s never too early to start thinking of ways to save money. Here are ten tips to make your holiday planning budget friendly:

1. There’s only 12 weeks until Christmas – which means only 6 paychecks for most of us. Make your holiday budget early and set aside cold hard cash to pay for things like gifts, party supplies, and travel. The  more thorough you are with your planning, the more likely you are to stick to your budget.

2. One of the highlights of the holidays is the (over) abundance of baked goods. If you’re doing the baking this Christmas, remember that bulk ingredients and finished baked goods freeze like a dream. You’ll save money by buying in larger quantities and be able to start your baking earlier knowing that your famous sugar cookies will taste just as good as the day on Christmas day as on the day you baked them.

3. Order your Storkie Christmas cards early (I aim to have mine ready to address by Thanksgiving) so that you can address one or two whenever you have a free minute. They’ll be ready to mail before you know it and your holiday greetings will arrive before the snow melts. Place your order with Strokie now, and you’ll have your customized cards before Halloween. Now that’s planning ahead.

4. You’re bound to stumble across some great sales throughout the year, so stash those purchases in your trunk or the back of your closet. Whether you’re buying gifts, decorations, or supplies for your big holiday gathering, you’ll avoid sticker shock come November if you spread your purchases out throughout the year.

5. If you’re shopping online, be sure to order early to avoid rush shipping charges!

6. Make your holiday dinners pot-luck! Have everyone bring their specialty and you’ll cut your budget and the stress of having to cook every dish at the table. All it takes is a festive email a few weeks in advance and a little ego stroking to get your great aunt to bring her famous egg nog.

7. Personalize your holiday cards with a handwritten message and a family photo. It’s a cheap and easy way to amp up the holiday cheer and show family and friends that you care. Storkie has a great collection of photo Christmas cards to customize for less than the price of a store-bought greeting card. Holy Swirls is my favorite – it’s modern and festive without being too Christmas-y.

8. Do your research. I know most people don’t recommend using credit around the holidays (heck, I recommended using cash only in this very post) but if you have a credit card with a great cash back program or airline mileage rewards and you have the cash on hand to pay the bill in full (that’s the key!) then definitely take advantage of those savings!

9. Decide who you truly want/need to buy gifts for. Buying for everyone and their brother isn’t budget-friendly nor do the gifts mean as much to you or the recipient.

10. Stock up on gift cards – especially if you can get them at a discount by purchasing online or in packs of 3 or more. If you’re anything like me, you’ll mistakenly overlook someone important and gift cards to a great last minute present to have on hand. Who doesn’t like gift cards?

How do you plan ahead for the holiday season? Are you excited to start planning this year?

I wrote this blog post while participating in the Storkie holiday blogging program. I received compensation for my participation. All opinions are 100% mine. Please see my site policy with any questions.

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