If you are a bargain shopper, you know that the off-season is the best time to stock up, especially on clothing. You can find jackets, pants, and winter ware for pennies on the dollar if you scope out the sales and keep an eye on the clearance racks.

If you’re a smart off-season shopper, now is the time to head over to Sears and take full advantage of 75-80% off winter apparel from now through April 18th. You can shop in stores or online, so there’s no excuse to let the bargains pass you by, and if the weather stays as cruddy as it is in Chicago, you might even get to wear some of your new clothes this year.

Clothes for everyone in your family is on sale; boys, girls, men, women, and plus sizes. Just look at the cute two piece suit above that’s on sale for nearly half off the original price! Always a classic cut, that suite is sure to be in style for years to come. And if you ask me, that green suit jacket would make the perfect spring outfit with a cute pair of jeans and some funky flats, which you can also get on sale at Sears!

Two outfits for the price of one! That’s bargain shopping at Sears.

If you’re missing some cash, you might want to check with Fido.

I got bitten by the shopping bug this morning, but it’s okay because I had a gift certificate to Target! I picked up some odds and ends, and two pairs of summer sandals…and now that I look at the website, there’s a ton more shoes that I want!

I love Target.

I told you things would be quiet. Seven days till payday.

• $0

Wouldn’t it be nice to make $1000+ consistently with blackjack? If you’re going to enjoy a trip to Vegas or a night at the boats, you should learn all the secrets the casinos don’t want you to know to give yourself a competitive edge at blackjack!

Everybody knows that the house has the advantage, but there are strategies and tips that can give you the advantage and teach you how to gamble smart. I still think that little bit of luck is involved, but a few calculations and some strategic thinking is the trick to mastering any game.

Now, I’m not proposing you quit your day job and become a pro gambler, just learn some strategies from one and improve your chances of coming home a winner!

If you have some extra time this lazy Sunday afternoon, and an itch to send text messages, you should check out SMSnia.com. You just might be a big winner!

For $2.99 per entry, you can enter to win big prizes like a Nintendo Wii, Mini Notebook, or iPhone by simply sending a text message. Just find the prize you’re interested in, text the SMS code of that prize to the number listed, and reply to the confirmation message.

Here’s the cool part…each prize page tells you what number SMS will win and the confirmation text you receive tells you what number SMS you are, so if you’re close to being a winner, you can enter as many times as you like until the magic winning number! The other cool part is that you’re not competing against millions of other entries for a prize. Every prize I checked out was open to under 1,000 entries, increasing your chances of winning!

If you’re not into text messaging from your phone, and you still want to play, don’t worry because you can sign up to send virtual SMS from each prize page!

They even have an affiliate program if you’re interested in making a little money promoting the sweepstakes. Partners receive a 15% commission for each text message and if you refer other affiliates, you receive 2% of each of their text messages.

I got a little ambitious paying off bills this payday, and we now have $74 to last until next payday, so there probably won’t be another Daily Dollars update until then. Whoopsie.

• $23 gas
• $102 Costco
• $9 post office