I’m fairly compulsive about my credit rating. I take advantage of acquiring my free credit report every year and I always request a copy whenever I’m entitled to one – in the US, that’s whenever a company takes adverse action against you based on your credit, say when you’re denied a credit, insurance, or employment.
No matter where you live or what you do, you need to be keeping tabs on your credit in case of inconsistencies, identity fraud, or just bad spending habits.
If you happen to live in the UK and want to instantly check credit report then you need to head over to Callcredit, the top UK credit reference agency. We all need to see what the lenders are seeing when they consider doing business with us, and Callcredit can help keep you informed and able to better monitor your credit.
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