Are we talking New Year’s resolutions yet? Good, because I’m excited to take a different approach this year. I’m mixing things up and making resolutions to do and not to do certain things.
- I will not use my credit card.
- I will use at least one coupon every trip to the grocery and focus on healthy cooking.
- I will put money into savings every payday, even if it is only $10.
- I will not be discouraged if we don’t reach out lofty financial goals in 2009.
- Pay off all consumer debt
- Save $10,000 towards the down payment on a home
- I will put all money made from blogging in savings.
I think those are pretty simple, straightforward do’s and don’ts. Do you have your 2009 goals and/or resolutions ready?


















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